Pre-approved Refinance Loan Scam

Date: 19 June 2006
From: "Amy Belanger" <tknowles@exhibitcompany.com>
Subject: Re:

How much are you paying for your Mortage? To much?? STOP!
You have been pre-approved to fill out for a Refinance laon,
Also, GETTING A 2ND MORTAGE OR PURCHASING A NEW HOUSE! Cash-out, 2nd mortage,
ect!
We skip the middle man to save hundreds with LOW RATES?
This offer is free and WE DONT CARE ABOUT YOUR CREDIT!
Apply online now for your instant quote, no oblgation, let lenders compete
over your business. Stop over paying!
Read it
LINK REMOVED
Thank you for your time!

Pre-approved? They don't mention your name anywhere, so it is clear they know nothing about you (except your e-mail address), how do you pre-approve a total stranger for a refinance loan? Do you think that these people can calculate your interest correctly? With bad spelling like this, we strongly doubt it.